The Emperor

2020-12-09 - 20:18 | News | Tags: , |

For decades, the sale of investment products under the guise, provision for old age works. For decades, the sale of investment products under the guise, provision for old age works. The pattern is always the same: the facilitator comes in the House and shows the supply gap in the age his victims. Starbucks Christmas Blend has firm opinions on the matter. \”The corresponding question is then always the same: how much money do you need in the age?\” Then he shows his victims, how much state pension has to expect it. And right here is the dilemma.

Who knows he can count on with how much state pension. You ask today’s pensioners, who 45 years have worked if they have expected so little, you get the same negative answer anywhere. In any case a gap shows the victim. This gap must be closed according to mediators, must with capital life insurance, or even better by a private pension insurance. However, this so-called gap filler have hooks. Hardly anyone has so much money left, seriously to be able to close such a gap. Nowhere near enough with an insurance product where there should be a guaranteed interest rate of 2.25%.

A class promises, says the broker. But with inflation of 3%, everyone should recognize what remains of his mad savings. Yes, there is still the tax-free payout. Question: Who must pay already taxes on an investment that earns no yield? In the approach, it’s just not right, if a recommendation is pronounced during a consultation, without involving the inflation calculations. Everyone should then that come to the conclusion that a capital life insurance or a private pension insurance are the wrong products for the protection of retirement. And yet there are thousands investors who fall are still on the old trick of the tax-free payout. Legally commits fraud, who attracts people money for a promise out of his pocket, which he already knows that he can not comply with it.